Real estate appraisal services for homeowners in the city of Tuscaloosa and Tuscaloosa County

Here are the top reasons AL homeowners order from Gattozzi Appraisals:

Get a pre-listing appraisal (whether you're using a real estate agent or selling the home on your own)
To challenge a AL property tax assessment
Remove PMI to lower your mortgage payment
Reinstate their Home Equity Line of Credit (HELOC)
Verify another appraiser's report
In the case of a AL divorce, where real estate property needs to be divided
Determine the true market value of property in question to settle an estate

Do you own a house in or near Tuscaloosa? Do you need help deciding the value of your real estate?
Contact Gattozzi Appraisals.

We at Gattozzi Appraisals understand the unique needs of a consumer after appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner (FSBO)

It's very hard to be objective about your home because of your emotional attachment to it. Our professional appraisers at Gattozzi Appraisals are objective. We won't just tell you what you want to hear, we will tell you what you need to know. In addition to helping you set a realistic price to sell at so your property will attract buyers, a professional appraisal is a crucial negotiating tool once you have an attainable buyer. It's something concrete to show your buyer. It's an independent third party's opinion of your house's price, and not just you saying how much your home is worth. Potential buyers know you have an emotional attachment to your home and will be far more likely to give credibility to an expert appraiser's value conclusion than yours.

Need to remove PMI?

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a preferred way to cut costs for homeowners. Once your mortgage loan is down below 80% of the value of your home, in most cases you can apply to the lender to have the PMI eliminated from your loan, which will make your monthly payments go down. Gattozzi Appraisals is experienced in helping people just like you abolish undesirable PMI insurance.

Challenge Tax Assessment

If you live in an area that is going down or is not appreciating as much as other houses nearby, your local tax assessor may have your house overvalued. This only means you are probably paying higher taxes than you should be paying. The quicker you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting a professional appraisal from Gattozzi Appraisals is your perfect weapon.

Was your HELOC recently frozen?

Your lender just may decide to automatically freeze your home equity line of credit (HELOC) if your home is in a declining area -- even if your specific property has not declined in value. This can this be difficult and inconvenient from a cash flow angle, and bad for your credit score since it may appear as though that credit line is maxed out. Gattozzi Appraisals can help you reinstate your HELOC.

We Also Offer Field and Desktop Appraisal Review Services

Have you just gotten a copy of your appraisal and you would prefer to have a professional double-check it for preciseness or do you need a second opinion without the expense and delay of waiting for a whole new appraisal? An appraiser from Gattozzi Appraisals can go out and check the subject and comparables in question in a field review. If you need it immediately, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can We can assist you Even though this is typically requested by banks, you may desire to use this service if you suspect mortgage fraud related to your home.